If a cyber criminal or virus makes it through your defenses, it can lead to chaos such as identity theft. Unfortunately, individuals should be just as worried about cyber criminals as big businesses, and even if you surf the web on a secure browser and use threat-detection software, it can be all too easy for an insidious program to wind up on your machine. Cyber criminals get savvier and more dangerous by the day, finding workarounds to existing security measures and making their way into secure networks.